Let us help you to identify the most suitable investment strategy for you. Situated in Blaenau Ffestiniog, Gwynedd, our team of experts offer investment advice as part of our various financial solutions. At Tim Caldwell Financial Services, we assist you with investing your money wisely.
Asset allocation is important for many reasons. By including assets with investment returns that move up and down under different market conditions, you, as an investor, can protect yourself against significant losses within a portfolio.
Historically, the returns from the major asset classes have not moved up and down at the same time. So by investing in more than one asset type, you will reduce the risk of losing money. Additionally, your portfolio's overall investment returns should run more smoothly.
The number of years or decades you will be investing to achieve a particular financial goal can make a significant difference. If you think about it, an investor with a longer time horizon may feel more comfortable taking on a riskier, or more volatile investment because they can ride out the inevitable ups and downs of our markets.
This means being prepared to lose some or all of your original investment in exchange for greater potential returns. An aggressive investor is more likely to risk losing money in order to obtain better long-term results. A cautious investor tends to favour investments that try to preserve the original investment.
The actual process of determining which mix of assets to hold in your portfolio is a very personal one. The asset allocation that works best for you at any given point in your life will depend largely on your time horizon and your ability to tolerate any potential losses.
We have developed cutting-edge psychometric risk-profiling software to make sure we help you make the right decision. Our team of professionals also offer helpful advice and guidance on the retirement process.